Spain Student Visa
Health Insurance

Private health insurance from a registered Spanish insurer, covering all of Spain for the full duration of your course. It must be full cover with no co-payments, no reimbursement-only model and no waiting periods. If a policy caps its cover at a fixed amount, the Ministry's criteria require that cap to be at least €30,000; some consulates also list €30,000 in their checklists, so check yours. Travel insurance and EHIC/GHIC cards are not accepted.

No. Travel insurance does not qualify for the Spain student visa. You need a private health insurance policy from a registered Spanish insurer, not a travel insurance product.

No. The European Health Insurance Card (EHIC) or Global Health Insurance Card (GHIC) is not accepted for Spain student visa purposes. You need a private Spanish health insurance policy meeting specific requirements.

Yes — your policy must cover the entire duration of your course in Spain. The consulate will check that the policy's end date matches or exceeds your course end date.

Spain's published criteria set no euro minimum: the policy must be full cover equivalent to the public system's basic package, with no co-payments, no reimbursement-only model and no waiting periods. If a policy caps its cover at a fixed amount, the Ministry's criteria require that cap to be at least €30,000; several consulates (notably in the US) also list €30,000 in their checklists, so check yours. Coverage must extend across all of Spain, and must include GP, specialist, hospitalisation, and emergency treatment.

Yes — for each visa renewal, you need health insurance valid for the new authorisation period. Your existing insurer can simply renew the policy. Expired health insurance is the most common avoidable renewal refusal ground.

Any insurer authorised to operate in Spain can provide a qualifying policy. What matters is the policy, not the brand: full cover, no co-payments, no reimbursement model, no waiting periods, valid across Spain for your whole stay. Insurance enquiries from this site are referred to Spanish Health Insurance. Your available policy duration and eligibility will be confirmed with your personalised quote.

Student health insurance is priced individually: the premium depends on factors such as your age, the province you'll study in and how long you need cover, so get your personalised quote. Eligibility, premium and policy terms are confirmed before any policy is issued.

Yes — and you must. The consulate requires proof of health insurance as part of your initial visa application, so you need to purchase a qualifying policy before your appointment. Most Spanish health insurers allow you to apply online from outside Spain.

Bring the full policy document (póliza) or certificate of insurance showing your name, policy dates, the cover level, and explicit confirmation of zero co-payments and zero waiting periods (plus any minimum figure your consulate's own checklist states). Print it — do not rely on showing it on a phone screen at the consulate.

Dental cover is not a formal requirement for the Spain student visa health insurance. The required coverage is general medical — GP, specialist, hospitalisation, and emergency care. Dental cover, if included, is a bonus but not a condition of acceptance.

Only if it is issued by an insurer authorised in Spain, is full cover with no co-payments, no reimbursement-only model and no waiting periods, and covers all of Spain. Most international policies issued outside Spain do not meet all these criteria. Check with your immigration specialist if you are unsure.