Spain Student Visa
Health Insurance
The consulate will not issue your visa without the right health insurance. Here is exactly what is required — no co-payments, €30,000 minimum cover, all Spain — and what policies qualify.
Spain Student Visa Health Insurance Requirements
Spain student visa health insurance is one of the non-negotiable requirements. The consulate will not issue your visa without a valid policy meeting all four criteria. Understanding what qualifies — and what doesn't — before you purchase saves you from an expensive mistake.
✓ Accepted Policies
- Private health insurance from an insurer registered in Spain
- Coverage across all of Spain (not just one region)
- Minimum €30,000 medical coverage per year
- No co-payments (copagos) on any consultation or treatment
- No deductibles (franquicias) on any claim
- Policy valid for the full duration of your course
- Cover includes hospitalisation, GP, specialist, emergency
✗ Not Accepted
- Travel insurance (not a private health insurance policy)
- UK NHS or any public health system coverage alone
- EHIC / GHIC European health cards
- Policies with any co-payments or consultation fees
- Policies covering less than the full course duration
- International health insurance not registered in Spain
- Policies covering only one region of Spain
Spain Student Visa Health Insurance — Everything You Need to Know
What Does the Consulate Require?
Every specific requirement for health insurance for the Spain student visa — from the coverage level to the exact policy conditions consulates check.
Best Policies for Spain Student Visa
Which health insurance providers are accepted by Spanish consulates for student visas — what to look for and how to choose the right policy.
Health Insurance Cost for Spain Student Visa
How much Spain student visa health insurance costs in 2026 — typical price ranges, what affects the premium, and how to find an affordable policy.