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Non-Lucrative Visa (NLV) Student Visa
Extensions · 2026

Health Insurance When You
Extend Your Student Stay

When you apply to extend your student authorisation, your health insurance is checked again. It must meet the same rules as before and cover the period you are applying for, with no gap. Talk to Spanish Health Insurance about your current policy or new cover.

Review My Continuing Health CoverGet Extension Help
The Extension

What the Extension Application Checks

An extension (prórroga) must show that you still meet the requirements, and health insurance is one of them (Royal Decree 1155/2024, art. 55.3 and art. 35.i). Each extension lasts for the length of your course, up to one year (art. 55.5).

The filing window, how to apply and the documents you need are explained in our extension guide, with the extension requirements and how to apply.

Your Cover

Keeping Your Health Cover Continuous

Continuing your current policy

If your current policy still meets the criteria, check that its dates will cover the period you are applying for. Spanish Health Insurance can review your current cover with you. Your available policy duration and eligibility will be confirmed with your personalised quote.

Changing to new cover

If you need new cover, arrange it so that it starts by the time your current policy ends. A gap in cover can cause problems with your extension.

Your insurance documents

Your documents should show your name, policy dates covering the extension period, and full cover with no co-payments and no waiting periods, from an insurer authorised to operate in Spain.

If your authorisation covers your whole degree

A higher education authorisation can last for the official length of your studies (art. 55.1), so you may not extend every year. You must still keep meeting the requirements, including health insurance, throughout (art. 55.2).

Working Students

If You Work While You Study

If you work under art. 57 of Royal Decree 1155/2024 and are registered with Social Security, that registration meets the insurance requirement (art. 57.5). Keep your private cover until your registration is confirmed.

Get Support

Review Your Continuing Health Cover

What to have ready

  • Your current policy's end date, if you have one
  • The dates your extension will cover
  • The province or town where you live in Spain
  • Your contact details

What happens next

Spanish Health Insurance reviews your current cover or the new cover you need, and confirms what is available for your extension period. Your available policy duration and eligibility will be confirmed with your personalised quote.

This referral service cannot currently arrange cover for applicants living in Navarra or Cantabria.

Review My Continuing Health CoverGet Extension Help

Insurance enquiries are referred to Spanish Health Insurance. Cover, eligibility and policy terms are confirmed by the insurance team before purchase.

FAQ

Health Insurance for Extensions: Questions Answered

Yes. When you apply for an extension (prórroga), you must again show health insurance that meets the visa requirement (Royal Decree 1155/2024, art. 55.3 and art. 35.i), unless you work under art. 57 and are registered with Social Security.
Possibly. Your current policy can be used if it still meets the criteria and covers the period you are applying for. Spanish Health Insurance can review your current cover with you and confirm what applies. Your available policy duration and eligibility will be confirmed with your personalised quote.
Yes, as long as the new policy meets the same criteria and there is no gap: it should start by the time your current policy ends and cover the extension period.
Your name, the policy start and end dates covering the extension period, and confirmation of full cover with no co-payments and no waiting periods, from an insurer authorised to operate in Spain.
Yes. A higher education authorisation can last for the official length of your studies, so you may not need to extend each year. You must still keep meeting the requirements, including health insurance, for as long as the authorisation lasts (art. 55.2).
If you work under art. 57 and are registered with Social Security, that registration meets the insurance requirement (art. 57.5). Keep your private cover in place until your registration is confirmed.
No. You can get support with your health insurance on its own. Help with the extension application is a separate, optional service.
This referral service cannot currently arrange cover for applicants living in Navarra or Cantabria.

Review My Continuing Health Cover

Talk to Spanish Health Insurance about your current policy or new cover for your extension period, with no gap.

Review My Continuing Health Cover

Insurance enquiries are referred to Spanish Health Insurance. Cover, eligibility and policy terms are confirmed by the insurance team before purchase.

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